For your convenience, I present several useful online calculators, as well as a collection of links to local lenders and other useful mortgage-related websites. I hope these resources assist you. Click Here for Useful Mortgage Tools & Links Helpful Hints to increase your credit scoring with lenders: 1. Close your seldom used credit card accounts. 2. Keep one of your oldest credit card accounts active to show a lengthy stable credit history. 3. Don't allow stores to run a credit check for a new credit card account while shopping for furniture or appliances for your new home.
4. Don't order or purchase any furniture or appliances on credit (even deferred billing or layaway) until you have CLOSED on your new home loan. 5. Pay off and close all existing accounts with finance companies (they detract from your credit score). 6. Pay all credit card bills on time (even if that means deferring utility bills). 7. Don't apply for any new credit cards or store credit. 8. Refuse increases in your credit card limits if they seem high in relation to your income.
LOCAL LENDERS: Jim Adsem Bell Mortgage MORTGAGE/HOME RESOURCES: HUD On Your Side: Buying A Home American Society of Home Inspectors Consumer Information Catalog: Home Financing Consumer Handbook on Adjustable Rate Mortgages Consumer Protection/Homeowner-Homebuyer Warnings NOLO Legal Encyclopedia: Buying and Selling a Home
Each office independently owned and operated. Copyright © 1998 CitysBest